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There are many situations in life that can affect your mood. Sometimes being sad or worried is a normal part of life, and you will get over it with time. But if your low mood or worrying gets bad enough that you don't find much joy in your day to day activities, or if you no longer enjoy activities that you used to, you could be suffering from a mood disorder.
If you have any of the following problems in your life, speak to your doctor and ask if you should be referred to a Mental Health Counsellor or to one of the Mental Health Groups.